Rat race refugees. What happened after we quit our jobs and retired early.

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Its been 6 years since we left the 9 to 5 rat race. It seems like a lifetime ago. But I remember what it was like when we first decided to stop the insanity.

NO more commute. It felt strange to get up and not have to leave the house each morning. Our fuel bill went way down. It was quiet and calm each morning at home.
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No alarm clock jolting us out of bed and dragging myself to the shower to get me going.

I felt like I was doing something wrong. For so many years I had to go to work. I wondered if I was making a mistake or felt guilty not going to work each day.

I think it took about two years to decompress from the daily grind. I slept a lot. I didn’t realize how sleep deprived I was until I didn’t have to get up everyday.
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I had a lot of anxiety. It did not feel right getting to stay home. I wondered if the bubble would burst and I would have to go back to the grind. I felt guilty if I pursued my interest and hobbies like I should be doing more productive things with my time. I think it was kind of a ptsd.

I had to retrain myself to relax and enjoy life without work. It was a blessing to get out at 48 years old. My goal was 50. About two years in I finally got that this was real and it was okay to get up and do whatever I wanted to including doing nothing.

I have been living in an R.V. by the beach now for over a year. We are slowly developing a new lot a five minute walk to the beach and building a small home (576 square feet) debt free.
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So what the heck do we do for money?!

Well it is a combination of online income from blogging, DIY products we sell on our other sites, ad revenue, affiliate commissions and coaching/consulting others.

Our cost of living is greatly diminished and dropping more and more. We have no car payments, credit cards or mortgage. Our current expenses are about 2k per month. That will drop by 45% in the next 18 months.
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We stay very busy. I don’t know how I had time to work ๐Ÿ˜‰ We are very busyย and the days fly by with our projects around the property and online ventures.

We live in paradise. We moved to the coast where the climate is Mediterranean Oceanic. It is a mild climate here cool summers don’t need an air conditioner and warmer winters. More like fall all winter with a few dips to the freezing point. You can listen to the sounds of the surf from the patio and out the window.

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The area is a vacation hotspot during the summer with lots of events and fun things to do. The is an outdoor lovers dream. Right out our front door is hiking, biking, camping, hunting, fishing, boating and more.images-17

We really are blessed to live here and be able to have the free time to enjoy it. The whole dream came true when we decided to get out of the rat race.images-18



Stop! You came here looking for something.I think you found it. ;)





Hey you just found what your looking for. Tiny houses,Right? No house payments.No mortgage. Cozy simple living, minimalism. Debt freedom,A way out of the rat race.Me to.Thats why I created this blog,To show you a way to get there. We did it! It works,Really ๐Ÿ˜‰
IMG_1043Now were financially independent and building a small (576 square foot) cozy house by the pacific ocean.We found a nice 3/4 acre or so lot a 5 min walk down a private path to the beach.

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You probably think it was expensive but you’d be wrong ๐Ÿ˜‰ lots around here start at around $8k.We paid more for ours but we wanted specific things.We can walk to town or ride a bike.

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We have privacy.A secret garden in effect.Well water was important as was a gravity septic.The big desire was private beach access.We are close enough to hear the surf in the yard or out the window at night.Enough space to create a food garden landscape on a lot about the size of a football field. This is an area that is quiet,safe and has a great climate year around.

Another great thing is the area is a vacation getaway
. There is always something to do. Events, festivals farmers markets and lots of outdoor activities.
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We have been here over a year now and really like it.There is lots to do Finnish the house,get the garden going,landscape the yard and enjoy the process.Getting up every day and getting to do what you are passionate about is a blessing.Some time I go for a walk on the beach or go fishing.Then I work on the house and in the yard.
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I usually make myself a cup of coffee first thing then let Rocky our chihuahua out while I check the hen house for eggs.I’ll come back in the R.V. for breakfast.images-14

After that we decide what to do for the day.Well thats all for now I am installing plumbing in the house today so I better get at it ;).



Welcome to the new site. Live the life you want to live.

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Well I finally did it! I pulled the blog out of the free WordPress site and it is now a free standing blog!

I started this blog in 2010 to talk about tiny houses. A lot has happened in the last 6 years.

First off my wife and I have quit our jobs and become financially independent in our 40’s. We also sold our 3000 square foot house of 20 years and moved to the other side of the state to live on the beach. We downsized to a 300 square foot RV for the last year.

We are currently building a house the size of a two car garage.

We are mortgage free!

But enough about us.

I want to talk about you.

I created this blog for you.

This blog is to help you get where you want to be. Debt free and able to live the life you want to live. I will help you get there.

This blog is about debt freedom and financial freedom. Down sizing and living within your means. I will talk about how to get there. What to do to make the income to get there, how to save money and if you want to get there fast then extreme measures to make it happen fast. This is all about freedom and choice.

So I pulled this blog out so I can have the tools to help you get there fast.

I’m excited to be with you on this journey. I can’t wait to see your results .

What will you do when you are free to do what ever you want?

Let me know in the comments and be sure to subscribe so we can stay in touch.

Kevin

Live below your means.





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This pretty much sums it up. If you live like your broke you can and will become rich. If you make material acquisition /wealth your aim your life will only be funded by debt. If you stop spending now you will be able to have whatever you want later.

Guerrilla off grid living.

off grid cabinGUERRILLA OFF GRID in 333 and a 1/3 square feet. Are you off grid, on grid or a hybrid? Would you like to be off grid? In some areas you are not allowed to be off grid. So you have to game the system. We were completely off grid this summer while we were waiting to develop our new homesite. If you are prepared for this it works great.




Our cost of living was very low. No power bill. No water bill. No sewer or trash bill. We had solar power with a generator as backup.

Off grid living teaches you to conserve your resources. You have limited access to water, power, heat, ect. We are now partially on grid. We have power but still have off grid water and sewer in the form of a well and septic system. Our power bill is about $40 a month right now during winter. Compared to $150 per month where we used to live.
We have continued to be very conservative of our resources over the last 8 months having learned to use less has been great.
We now live in an area prone to storms that can knock out power for a week or longer so we are prepared and used to living with little or no grid available.

The fact is we don’t want to be dependent on the grid so we have taken measures to minimize our use. Propane or wood for heating, lights and cooking. Water storage and backup power from a generator. Refrigerated perishable food storage at a minimum. We have an 8 cubic foot fridge.

This year we will plant an edible landscape and garden as well as raise a few chickens and rabbits. And finnish our 24×24 ft house.

We harvest free firewood from around us. Summers are cool enough to not need air conditioning. The ocean provides an abundance of food right out our front door. We are plugged into the power grid by law but we use less and less as time goes by. What are your thoughts and plans toward off grid living?