You’re free to retire anytime just let go of the banana.

Retire ! Now! What! So what’s the deal ? I am talking about the BANANA! The one we all are holding.Here is the parable of the banana .In Africa some villagers found a way to catch monkeys .They put a banana into a small hole in a tree .The monkeys come along and reach into the hole to grab the banana but when they try to pull it out the  hole is too small to pull the banana out if they hold onto it.The monkeys are so determined to get it out they wont let go.They franticly try to pull the banana out of the hole and get so worked up that the villagers can walk up behind them and grab them .If they would have just let go they would be free!

So what does this have to do with Me you ask? I’m glad you asked 😉      We as a culture are so caught up in holding on to what we have and what we want that we trade our freedom out time and our future for these things. WE are so busy trying to achieve a level of material and financial success so we can “RETIRE” that we miss the point the target the essence of retirement and often never get anywhere near the goal . All to often in the mad rush to make it big we miss out on life period .We work our asses off to build a life and it crumbles like a house of cards in the end.There is no do over .There is no second chance.This is not a dress rehearsal people!

We all need to live on less A LOT LESS  than we do now . Quite frankly it is pathetic how much the average person saves/spends as if it will never stop.As we have learned the last few years the collective house of cards has come tumbling down on the consumer especially the ones with massive debt.To many people have been caught with their perverbal pants down in the economical down turn of over indebtedness .(IS that even a word?) Well it is now.

If you are debt free(and congratulations if you are) this has not really been a crisis.It may have been a pinch but not  a crisis.People who are savers and consumers as a general rule have been largely unaffected by this current state of affairs because they already live a life style that is frugal and minimal .These people drive older cars that are paid for and or ride the bus. They ride bicycle and walk to work and the store.They are living well below there means you don’t notice them because they don’t stick out nothing flashy about them because that is not what is important to them.Average does not even describe them .This person is more interested in living life their way than trying to “keep up with the Joneses” .

If this describes you I am impressed because it isn’t easy going against the norm. but the trade off is awesome a life on your terms you can work at what you find fulfilling and take large blocks of time off with little or no effect on your finances .you are free to pursue your interest like travel and sports such as kayaking ,camping, hiking . Your needs are few.You want for nothing! material things are not your passion.Big houses and there payments as well as fancy cars are not your thing.You have no debt.You have let go of the banana or better yet never grabbed it to begin with! You inspire me I have let go of the banana !! I can’t wait to see what will happen next .It doesn’t take that much to live when your needs are few .

You can retire from consumerism anytime you want to and take back your time your freedom and live your passion .Do it now before it is to late.All we need is food clothing and shelter.The more you know the less you need.Let go of the banana…

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0 thoughts on “You’re free to retire anytime just let go of the banana.”

  1. Let it go, let it go! Let that damn banana, carrot, stick, whateva the heck it is GO!!!

    And you are exactly right in that it’s not easy going against the grain. Folks actually get mad at you when you tell ’em that you are debt free. But the trade off…I would not trade for the world.

  2. I’ve heard of this tactic to capture monkeys! I can just see the monkey screaming “no no no, I’m not letting go!!!- even though there’s a human coming at me!”. This is a good analogy to people not wanting to let go of something that’s known and comfortable (work, home, retirement, big house, etc, etc).

  3. Excellent post, I know so many people that are a prisoner of their possessions. They live in places they hate because their “standard of living” is higher than it would be elsewhere or they can’t afford to live because they buy all this stuff all the time. Great story.

  4. Very sage words. I applaud you! I admit I was a slave to the trappings of an object oriented lifestyle. When I found myself out on the streets because new management came in and replaced my high paying position with their brother-in-law, I realized I had to turn the tables. Living a life without debt has allowed me to do anything I really desire to do and have no encumbrances. It is a lifestyle far better than having everything while owing everyone. The tiny house movement is one that is destined to grow rapidly in this economy. I only wish more would make the break.

  5. I use to hold onto a banana when my husband and I were first married. It’s truly amazing how quickly you can get sucked into the “keeping up with the jonses” without really realizing that you have done it. So we paid off our debt and now feel so much freedom. People really do think that we are not normal because we are debt free. I feel sorry for them. We are looking forward to building our tiny house and paying for the build with cash and no debt. Thanks for the post.

  6. I’m trying to let go. Stupid banana. My car and credit card should both be paid off in less than a year, and I am saving up to buy land so I can build a small house, an art studio, coops for chickens and ducks and geese and turkeys, maybe keep a few goats and sheep, have a garden… problem is the health insurance. I’ve hated my job for almost as long as I’ve been doing it – 20 years, at different places. I work for a staffing company and do three month assignments in different areas to make it more interesting, so it’s mostly tolerable, but up until I figured out that I wanted to save for land and have an off-grid homestead, it just paid the bills and took care of my medication. I’ve figured out that I can live without the money if I can get the farm to be self-sufficient, but it’s not going to take care of the meds, and if I have a health emergency, I’m up a creek. How do others deal with that? I thought about trying to get a part time job in my field just to get health insurance, but the whole point of this is to get away from that environment – it’s very high stress. I guess I could try Starbucks – they offer insurance to part time employees, and I could probably get coffee grounds for my compost… 🙂 but where I’m looking, I don’t think there’s a Starbucks anywhere near. That’s part of the appeal – middle of nowhere, lots of trees, small towns. I wish I could buy the land I’ve found now, but I don’t want a loan.

    1. What’s your State (I’m assuming you’re in the US)? Can you apply for medical assistance if you’re below a certain income? But, even if you could qualify for now it’s no guarantee they’ll keep you on it forever. Wisconsin recently dropped many of it’s enrollees that are earning a “decent” income (but, still below the Federal poverty level). You could also inquire with health insurance brokers in your area, tell them your situation, and find out what it would take to apply to their programs. You might luck out with a high deductible insurance for $150-200/month. If you’re self employed (according to the IRS) then this amount is deductible.

      1. Right now I do have good insurance through work, the job I hate and feel stuck in to keep the insurance. I was projecting – if I buy the land, start a farm, and work it full time, how to get insurance? I don’t like the idea of applying for public assistance because of a choice I would have made to be a “stay at home homesteader.” 🙂

        1. Do some research. Ask a lot of questions. You are your own advocate. Some States have group health insurance for farmers. But to qualify as a “farmer” and a “farm” you have to make at least $5k income per year from your farm products (or maybe that’s profit – I know it’s a Federal guideline so you could ask somebody like H&R Block). Just asking questions and being informed doesn’t mean you have to commit to a certain path. Be your own advocate – nobody else will do it for you.

          1. Thanks – that was something I had wondered, if there was group insurance for farmers. I belong to the freelancers association, and they have group insurance, but only in a couple of states right now (not in mine), so I had hoped there might be something similar for farmers. And, of course, if the freelancers assn group insurance ever makes it to Texas, and I still qualify as one at that point, I could use that.

      2. Although, the private insurance is an option. I looked that up once a few months ago – it was going to be about $600 a month. So it will just depend on my finances… Oh – I am looking for land in Texas. Not there right now – used to live there.
        Another option is to find someone to cover for me in the farm for a few months out of the year and do one or two assignments with the staffing company to a) fill my bank acct again and b) keep on their insurance (and pay for the cobra in between, which is less than the private insurance would be).
        I guess I will figure it out eventually. Thanks for the suggestions!

  7. Initially I did not know that giving up materialism would give me so much more of my real self. Self-insight and much more. At first I felt deprived and I did the right thing and looked within to release all the wants and not-wants. Don’t satiate the mind chatter with outer, temporary, material distractions. Could you get your courage up to confront and release the mental programs? Could you decide to stop looking for happiness in all the impermanent places? Yes! Say, “Yes”!

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