Saturday morning coffee chat.


Good morning! I hope you are enjoying yours. Just some musings going into 2015.

My wife and I became semi retired at 43 and 48 four years ago. We have a lot of extra Saturdays during the week to use as we wish. It took us about two years to decompress from very fast paced careers. It felt funny not getting up everyday and producing.

I actually felt guilty like something was wrong if I did not work to earn my income. After awhile I got over it and really started to enjoy my free time. We have created multiple income streams that are automated and put money in our bank account without our needing to be involved on a daily basis.

This automatic income allows us to live any where we wish as it does not require us to be in a particular location. We even started showing other people how to do it. So far we have over a dozen different streams of income that we have created in a variety of subjects that are very profitable for us and very valuable to those who invest in them. Thats a win win!

This year we will be mortgage free and almost entirely debt free as we have no car payments or credit card debt either. I gotta tell ya that is a great feeling having eliminated the two biggest expenses in life. Housing and transportation. Our cost of living is a fraction of what it was before.

Now we can spend even more time traveling and pursuing our passion of helping others do the same. After starting out with less than nothing in life and having had to work the whole time I was in high school to help my mom pay the rent and bills I never thought I would get out early but after 35 years working for others by the hour we now only oversee our businesses and monitor them remotely on a very part time basis.

One of our favorite things is spending time in the caribbean playing on the warm sunny beaches scuba diving and sailing the clear warm waters around the islands.

Who would have thought a couple of poor kids that met in a gang infested inner-city neighborhood would ever get a life like this with only a high school education. We truly are blessed to live this life and share it with others all over the world.

Spring has come early to us this year and we are already out enjoying the garden and yard while others are still buried in winters grip. Our grand daughter is with us this week and it is great to have the time to spend with her at this age. It has been great to ride our Harley in February with 50 degrees and sunshine. Well the birds are calling us out to the yard better fill the feeders and go enjoy the sun. 😉

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