How to double your money overnight.





If you want to beat the system you have to play hardball. Our culture is one of consumption and material acquisition. We consume faster than we earn. Things are not making us happy. Things are causing us to constantly be in debt. Debt is making us miserable. Yet we continue to spend and live a life of debt and misery. The solution is simple. Saving not spending. Here is the rub. Making that your habit. Just as spending is a habit, one that is hard to break so is saving. One that takes an effort to start.

So let me give you some incentive. Would you like to double your money? Well here it is…for every dollar you stop spending on things and save you have saved two. So if you cut your expenses by $100. Cable bill for instance and put that $100 in savings you are $200 ahead. The $100 you are no longer spending and the $100 you are now saving.

Now that is some great incentive to change a habit in my opinion. How much money can you effectively save and double in your daily, weekly or monthly finances starting today? Saving is powerful. Saving is a way to get ahead in this system. If you stop spending  $4 a day 5 days a week on coffee for instance and save it instead you have not spent $20 and $20 saved you have $40 savings opportunity. That’s $160 a month and $2080. a year! In twenty years you have saved over $40k. Now that is not even counting investing and earning interest or dividends.

If you invest that same money you could easily double that money again! This is how people get wealthy. If you apply this principle to a payment that bears interest your savings is even bigger and more profound. A credit card balance is calculated to be paid back over 15 years. You will more than double your money if you pay that off and stop carrying a balance.

So you see just how easily spending or saving can exponentially swing your financial future from a life of debt and misery to one of freedom and choice.

Spend wisely my friends.

Stop! You came here looking for something.I think you found it. ;)





Hey you just found what your looking for. Tiny houses,Right? No house payments.No mortgage. Cozy simple living, minimalism. Debt freedom,A way out of the rat race.Me to.Thats why I created this blog,To show you a way to get there. We did it! It works,Really 😉
IMG_1043Now were financially independent and building a small (576 square foot) cozy house by the pacific ocean.We found a nice 3/4 acre or so lot a 5 min walk down a private path to the beach.

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You probably think it was expensive but you’d be wrong 😉 lots around here start at around $8k.We paid more for ours but we wanted specific things.We can walk to town or ride a bike.

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We have privacy.A secret garden in effect.Well water was important as was a gravity septic.The big desire was private beach access.We are close enough to hear the surf in the yard or out the window at night.Enough space to create a food garden landscape on a lot about the size of a football field. This is an area that is quiet,safe and has a great climate year around.

Another great thing is the area is a vacation getaway
. There is always something to do. Events, festivals farmers markets and lots of outdoor activities.
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We have been here over a year now and really like it.There is lots to do Finnish the house,get the garden going,landscape the yard and enjoy the process.Getting up every day and getting to do what you are passionate about is a blessing.Some time I go for a walk on the beach or go fishing.Then I work on the house and in the yard.
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I usually make myself a cup of coffee first thing then let Rocky our chihuahua out while I check the hen house for eggs.I’ll come back in the R.V. for breakfast.images-14

After that we decide what to do for the day.Well thats all for now I am installing plumbing in the house today so I better get at it ;).



Guerrilla off grid living.

off grid cabinGUERRILLA OFF GRID in 333 and a 1/3 square feet. Are you off grid, on grid or a hybrid? Would you like to be off grid? In some areas you are not allowed to be off grid. So you have to game the system. We were completely off grid this summer while we were waiting to develop our new homesite. If you are prepared for this it works great.




Our cost of living was very low. No power bill. No water bill. No sewer or trash bill. We had solar power with a generator as backup.

Off grid living teaches you to conserve your resources. You have limited access to water, power, heat, ect. We are now partially on grid. We have power but still have off grid water and sewer in the form of a well and septic system. Our power bill is about $40 a month right now during winter. Compared to $150 per month where we used to live.
We have continued to be very conservative of our resources over the last 8 months having learned to use less has been great.
We now live in an area prone to storms that can knock out power for a week or longer so we are prepared and used to living with little or no grid available.

The fact is we don’t want to be dependent on the grid so we have taken measures to minimize our use. Propane or wood for heating, lights and cooking. Water storage and backup power from a generator. Refrigerated perishable food storage at a minimum. We have an 8 cubic foot fridge.

This year we will plant an edible landscape and garden as well as raise a few chickens and rabbits. And finnish our 24×24 ft house.

We harvest free firewood from around us. Summers are cool enough to not need air conditioning. The ocean provides an abundance of food right out our front door. We are plugged into the power grid by law but we use less and less as time goes by. What are your thoughts and plans toward off grid living?



We’re living on the project site. Boondocking.





Power…The only thing you need to make everything else in the equation work and we did it with the Honda 2000.

The Honda EU2000 Portable Inverter Generator Model EU2000T1A1 was a great deal. It’s simple to use and very reliable.

The 2000 watt model we used was enough to power everything but the air conditioner.

You can get two of these Honda’s and connect them together for 4000 watts and there will be plenty of power for everything.

They are durable low maintenance, quiet, easy to start, long run time per tank of fuel and very reasonably priced.

We have been very pleased with them and you can use them in a power outage to keep things going in your house.





Do you really need a car? Read this and decide for yourself.

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Most people don’t need a car. They just want one.

Checkout this blog post and tell me if after reading it you think you need to own one or not.




How little could you thrive on if…





So the whole question is how little could you live on comfortably if you had no rent or house payment (owned your home) no car payment grew a garden?

Add the idea that you could walk, ride a bike or take the bus some or most of the time to work and shop.

Could you save money?

Be sure to count in power, insurance and food you would buy as well as entertainment. Also allow for clothing, hair cuts and medical. Would you be able to thrive on say $25 k or $30k per year? Oh don’t forget phone and Internet and cable TV if you use them.

Could you grow a significant amount of food in your backyard garden to take a bite (pun intended) out of your grocery bill?

My thinking is yes if the major costs in life are taken care of there is time and money for living a great and comfortable lifestyle.

Living in the right community would be a key consideration in this life as it would foster it. Like minded people could share resources and help each other thrive regardless of the economy. Clothing food transportation and other things like tools and child care could be shared or bartered.

Just curious as to what the perspective is out there thoughts and ideas you might share with everyone.

Thanks in advance.

Kevin



Flying by the seat of our pants .

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I was siting here trying to make sense of my feelings this morning and convey them to you when it hit me!

I just spent the week flying by the seat of my pants!

It has had a profound affect on both myself and my wife. We took off a week ago last Friday and rode our Harley Davidson fat boy half way across Washington state then headed north up into Canada. We had only one thing on our agenda be in Prince George some 600 miles north for a friends 50Th surprise birthday on Sunday.

The funny thing was we have never been up this way and our iPhones that we depend on so much were no good up their as we have US coverage and it’s very expensive to use up there. So no Internet and Mapquest or calling. We could send and receive text only. We bought a map book and navigated the old fashioned way!

The real lesson came as we rode about an hour at a time from town to town getting gas and stretching our legs about 300 miles a day pulling in to find a room some where and living out of the small bags that fit on the bike. This came to be the most freeing experience we have had.

Here’s what I took. One pair of shorts, three shirts, 3 underwear, 3 socks, one pair of blue jeans, riding boots, flip flops, hat, sun glasses, sweat shirt, leather jacket, chaps and 2 pair of gloves.  My wife took the same (a first) and a small bag of toiletries.

For living we took two compact sleeping bags the size of a loaf of bread and a cook set back pack stove and pan. One stainless steel nalgene bottle of water. That’s it.

We got to Prince George on sat about 5 and spent the next night at our friends mothers house. Then out to the lake after the party to stay water front with new friends in a camper van. Tuesday back to town for a nite at the birthday girls house. We had a bonus soak in the hot tub;)

The whole time we never really knew where we were staying or how long but all our new friends just kept adopting us putting us up and feeding us until we were about to burst! We did laundry at there homes as we went. Wednesday found us heading east after lots of goodbyes to all our new friends.

Where to? Jasper and Banff Provincial Parks!

We rode all day and saw signs for moose, elk,deer and bear but no animals to dodge thank goodness. We got in late to the town of Jasper just north of the park a beautiful town in a breathtaking mountain setting. It was high season there and all the hotels were full or a few rooms left at $250.00 to $300.00 ea!! We called about 8 places and finally got referred to a private home that rents rooms only $95.00 a nite quiet and unique.

After breakfast Thursday it was off to the parks.

Jasper and Banff what can I say you have to experience them your self they are truly amazing. Wild country, wild animals and unbelievable vistas. You could spend the summer there and only see a fraction of the area. Sadly we only spent 24 hours on our way home. We pulled out our map and found an exit near lake Louise (stunning) and rode toward Radium Hot Springs for the night. We found some motels near the hot springs at only $85 a nite but we got a $10 discount as bikers $75 that night! After riding in and out of rain showers all day we were tired and cold but still in awe of the scenery we just took in. Bears and all! Right on the road side! We stopped 20 feet away to watch them eating berrys.

Friday morning woke up to pouring rain not what we wanted to start the ride home in. We had coffee got packed and waited an hour before it let up so we took off for Cranbrook 15 min down the rode. It rain for 20 min!

We finally out ran it and stopped For breakfast and more hot coffee to warm us back up. We drove on to Creston stopped for gas and rest our butts then over the pass 6000 ft. Cold clear and amazing views down to the turn south and 10 min later were at the border crossing. Back in familiar territory about an hour from home.

That was yesterday and I find myself wanting to take off again for points unknown it was simple easy and minimal we had every thing we needed on that bike to keep going.

So why do we have so much stuff back home!?

A room some clothes and a motorcycle was plenty all week! No extra stuff and we didn’t miss a thing. Sell the house sell the cars and all the stuff and we can take off for good! Not one or two weeks but a year maybe.

We were alive out there in the open hot, cold, wet, and heat. Smelling the fresh air in the mountains. Stopping when and where we wanted not a care in the world. I believe it is all about the experiences in life not the stuff.

How about you?