Hello micro housers. This post is brought to you by the PEOPLE FOR A MORTGAGE FREE AMERICA. What elements will you include in your micro house project? Lots of windows? French doors? Carpet or hardwood on the floor? What will be your color scheme? How about a main floor bedroom? There are so many choices so much fun. Is it just me or is there some real peace of mind knowing that for the price of a nice car you could own your own home free and clear? Well if you build it yourself it could be half that price! If you could eliminate the cost of the largest expense we have in the world HOUSING.
What would your life be like? Fill the blank. If I had $$dollars is it $500.00, $750.00, $1000.00 or more!! (The monthly cost of housing that you now pay) left in my hand every month for the rest of my life what would I do? How would that change your lifestyle? $750.00 per month is $9000.00 a year or $90,000.00 every 10 years!! With interest you could be financially independent in just a few short years! $750.00 per month invested at %10 interest is almost $325,000.00 in 15 years! Don’t spend it save it.
So what is the best investment you can make? Learn how to build your own house now! It would behoove you to learn the skills necessary to build. Like plumbing and electrical or framing to Avoid the crushing cost of paying rent or 30 years of house payments. It’s easier than you think 😉 What if you had someone (An expert) that could walk you thru step by step and take the mystery out of the process? What would that be worth? Plans for these houses regularly sell on the internet for $600.00 to $700.00 and more without any instruction! But you could have a set of plans with a list of tools and materials so you don’t have to figure it out and a process of what board or sheet of wood to cut and where it goes and how to attach it and what to do next. Sound simple? Well there is work involved but it is a manageable process when there is a path and a plan.
How do you finance this project? That is a good Question I offered a solution in my most popular post “Free tiny houses for everyone” It is maybe a bit radical for some but drastic measures for drastic times!?! I don’t think it’s drastic given the outcome. Other options include selling off your no longer needed possessions the ones that wont fit in your house to help pay for materials. Savings you may already have. Small loans you can quickly pay back now that you don’t have a house payment. Pitch a tent at the project site once you shell in the house you can stay inside it out of the weather and finish as you go.
What are you willing to do to stop having to pay exorbitant amounts of money for a place to live? Make this the adventure that it is in lifestyle design. Change the life you have if you’re not happy with it. They say the definition of insanity is doing the same thing over and over and expecting a different outcome. If you want a new result you have to make changes. Think of the time and freedom you will have to spend pursuing your interest in live travel, hobbys, gardening, staying fit BALANCE YOUR LIFE! don’t spend it working 40 or 50 plus hours a week till your old and grey. We only get so many days on this planet What are you doing with yours?