Live below your means.





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This pretty much sums it up. If you live like your broke you can and will become rich. If you make material acquisition /wealth your aim your life will only be funded by debt. If you stop spending now you will be able to have whatever you want later.

You’re free to retire anytime just let go of the banana.

Retire ! Now! What! So what’s the deal ? I am talking about the BANANA! The one we all are holding.Here is the parable of the banana .In Africa some villagers found a way to catch monkeys .They put a banana into a small hole in a tree .The monkeys come along and reach into the hole to grab the banana but when they try to pull it out the¬† hole is too small to pull the banana out if they hold onto it.The monkeys are so determined to get it out they wont let go.They franticly try to pull the banana out of the hole and get so worked up that the villagers can walk up behind them and grab them .If they would have just let go they would be free!

So what does this have to do with Me you ask? I’m glad you asked ūüėČ ¬†¬†¬†¬†¬†We as a culture are so caught up in holding on to what we have and what we want that we trade our freedom out time and our future for these things. WE are so busy trying to achieve a level of material and financial success so we can “RETIRE” that we miss the point the target the essence of retirement and often never get anywhere near the goal . All to often in the mad rush to make it big we miss out on life period .We work our asses off to build a life and it crumbles like a house of cards in the end.There is no do over .There is no second chance.This is not a dress rehearsal people!

We all need to live on less A LOT LESS  than we do now . Quite frankly it is pathetic how much the average person saves/spends as if it will never stop.As we have learned the last few years the collective house of cards has come tumbling down on the consumer especially the ones with massive debt.To many people have been caught with their perverbal pants down in the economical down turn of over indebtedness .(IS that even a word?) Well it is now.

If you are debt free(and congratulations if you are) this has not really been a crisis.It may have been a pinch but not¬† a crisis.People who are savers and consumers as a general rule have been largely unaffected by this current state of affairs because they already¬†live a life style that is frugal and minimal .These people drive older cars that are paid for¬†and or ride the bus. They ride bicycle and walk to work and the store.They are living well below there means you don’t notice them because they don’t stick out nothing flashy about them because that is not what is important to them.Average does not even describe them .This person is more interested in living life their way than trying to “keep up with the Joneses” .

If this describes you I am impressed because it isn’t easy going¬†against the norm.¬†but the trade off is awesome a life on your terms you can work at what you find fulfilling and take large blocks of time off with little or no effect on your finances .you are free to pursue your interest like travel and sports such as kayaking ,camping, hiking . Your needs are few.You want for nothing! material things are not your passion.Big houses and there payments as well as fancy cars are not your thing.You have no debt.You have let go of the banana or better yet never grabbed it to begin with! You inspire me I have let go of the banana !! I can’t wait to see what will happen next .It doesn’t take that much to live when your needs are few .

You can retire from consumerism anytime you want to and take back your time your freedom and live your passion .Do it now before it is to late.All we need is food clothing and shelter.The more you know the less you need.Let go of the banana…